Mortgage Education Center

Detailed comparison of FHA and conventional mortgages including down payments, credit requirements, mortgage insurance, and which loan type is right for your situation.

"Compare adjustable-rate mortgages (ARMs) and fixed-rate mortgages. Learn the pros, cons, and ideal scenarios for each to make the best choice for your situation."

Everything you need to know about buying your first home, from saving for a down payment to closing day. Learn the step-by-step process, avoid common mistakes, and discover programs designed specifically for first-time buyers.

Proven strategies to boost your credit score before applying for a mortgage. Learn what impacts your score, how to fix errors, and timeline for improvement.

"Discover proven strategies to save for a down payment and explore assistance programs that can help you buy a home sooner with less money down."

"Understand all the fees and costs involved in closing on a home. Learn what you'll pay, who you'll pay it to, and how to potentially reduce these expenses."

"Learn everything about mortgage pre-approval, from the application process to what lenders look for. Get pre-approved with confidence."

"Learn when refinancing makes sense, how the process works, and strategies to save money by refinancing your mortgage at the right time."

Learn how to finance investment properties, from down payment requirements to loan options. Understand rental property mortgages, qualification criteria, and strategies to maximize returns.

Complete guide to jumbo loans for high-value properties. Learn about qualification requirements, rates, down payments, and strategies to secure financing above conforming loan limits.

Comprehensive guide to reverse mortgages for homeowners 62+. Learn how HECMs work, eligibility requirements, pros and cons, and alternatives to tapping home equity in retirement.