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Beautiful modern home

Trusted by Thousands of Homeowners

The Wealth-Builder
Through Real Estate

We succeed when you do. Personalized mortgage solutions, guided by experienced professionals—so you can move forward with confidence.

20+

Years Experience

40+

States Approved

Fannie Mae

Approved Lender

Get Your Instant Rate Quote

See personalized rates in 60 seconds. No login or credit check required.

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Answer 4 quick questions to see your personalized rates

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Comprehensive Mortgage Solutions

Whether you're a first-time homebuyer, trading up, ready to renovate, or looking to refinance, we have options that fit your needs.

Purchase Loans

Start your homeownership journey with competitive rates and flexible terms.

Learn More

Refinancing

Lower your payments or access your home's equity with a refinance.

Learn More

Home Equity Loans

Tap into your equity for renovations, debt consolidation, or major expenses.

Learn More

Why Choose Scion Lending?

We are more than just a lender; we are your strategic partner in homeownership.

Fast Approvals

Get pre-qualified in 24-48 hours with minimal documentation.

Competitive Rates

Access some of the best mortgage rates in the market.

National Coverage

Serving homeowners across 40+ states with local expertise.

Expert Support

Dedicated loan officers guide you through every step.

Why Trust Scion Lending?

We've built our reputation on integrity, expertise, and customer success. Here's what sets us apart.

20+ Years Experience

Over two decades of mortgage expertise and customer satisfaction

Fannie Mae Approved

Approved lender in 40+ states with strict compliance standards

5,000+ Customers

Trusted by thousands of satisfied homeowners and investors

Competitive Rates

Industry-leading rates and flexible loan programs

Licensed and Regulated By

NMLS Licensed

#1812244

Nationwide Multistate Licensing System

Fannie Mae Approved

GSE Lender

Government Sponsored Enterprise

State Licensed

40+ States

All Operating States Compliant

5,000+

Satisfied Customers

4.9/5

Average Rating

40+

States Approved

24-48h

Pre-Qualification

Live Rates

Today's Mortgage Rates

Compare our competitive rates across different loan types. Rates updated daily.

Last updated: 12/12/2025

15-Year Fixed

6.125%
APR6.375%
Points0.5

30-Year Fixed

6.875%
APR7.125%
Points0.5

5/1 ARM

6.375%
APR7.250%
Points0.25

FHA 30-Year

6.500%
APR7.125%
Points0.5

Jumbo 30-Year

7.125%
APR7.375%
Points0.75

VA 30-Year

6.250%
APR6.625%
Points0

Rates shown are for informational purposes and may vary based on credit score, loan amount, and other factors. Contact us for a personalized rate quote.

Trusted by Thousands of Homeowners

Hear from real customers who have achieved their homeownership and refinancing goals with Scion Lending.

"The team at Scion Lending made my dream of homeownership a reality. They guided me through every step and answered all my questions. Highly recommended!"

Layla Hassan

Layla Hassan

First-Time Homebuyer

Austin, TX

"I saved over $200/month by refinancing with Scion Lending. The process was smooth and the rates were competitive. Great service!"

Marcus Johnson

Marcus Johnson

Refinance Customer

Seattle, WA

"I needed funds for a home renovation and Scion Lending came through. Fast approval, excellent rates, and professional service throughout."

Mei Lin Chen

Mei Lin Chen

Home Equity Loan

Miami, FL

"As an investor, I appreciate Scion Lending's expertise with investment properties. They understood my needs and provided flexible solutions."

David Thompson

Investment Property Buyer

Denver, CO

"The calculator on their website helped me understand my options before applying. The team was knowledgeable and responsive."

Lisa Anderson

Refinance Customer

Boston, MA

"Excellent experience from start to finish. The loan officers were professional and the process was faster than I expected."

Robert Williams

Home Equity Loan

Chicago, IL

5,000+

Happy Customers

4.9/5

Average Rating

20+

Years Experience

Our Simple Process

We've stripped away the complexity of traditional lending. No mountains of paperwork, no weeks of waiting.

01

Apply Online

Complete our simple, secure online application in minutes.

02

Get Pre-Qualified

Receive pre-qualification results within 24-48 hours.

03

Review Terms

Review transparent terms with no hidden fees or surprises.

04

Close & Fund

Sign documents and receive funds in your account quickly.

Ready to Find Your Perfect Mortgage?

Get started today and take the first step toward homeownership or refinancing your existing mortgage.

Find Your State

Select your state to view local mortgage rates, programs, and market insights

Not licensed in New York or Vermont

Scion Lending

Your trusted partner in homeownership for over 20 years.

Contact

Phone: 866-839-3222

Email: [email protected]

NMLS #1812244

Legal & Compliance

Scion Lending — Branch NMLS License #: 1812244
A DBA of Home Mortgage Alliance Corporation
(NMLS License #: 1812244)

Pennsylvania holds a Mortgage Lender License (# 61262), licensed by the Pennsylvania Department of Banking & Securities.

California holds a Finance Lenders Law License (#6031284) licensed by the California Department of Financial Protection and Innovation and CRMLA License # 41DBO-134495.

Lender License (#MC-6747) and Mortgage Broker #ML-6747 in Virginia. Texas SML Mortgage Co Lic. & SML Mortgage Loan Servicer Reg.

Branch Address

325 Chestnut St | Suite 800
Philadelphia PA 19106

Contact Information

Phone: 866-839-3222

Email: [email protected]

Payment Questions: 866-275-2677

Please refer to your monthly mortgage statement for loan servicing contact information.

Certifications & Affiliations

  • ✓ Fannie Mae Approved in 40+ States
  • ✓ Direct Lender
  • ✓ BBB Accredited
  • ✓ Google Reviews Verified
  • ✓ Zoominfo Verified

Compliance Resources

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