Description:

HARP or Home Affordable Refinance Program states that there will be at least 175% LTV or loan-to-value ratios because of 125% LTV cap that was taken off. The unlimited loan only applies only to Fannie Mae loans.

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A study suggests eliminating debt can affect cognitive functions
Eliminating debt. It’s a dream to many and a reality to very few. So one may wonder — what does it FEEL like to have debt relief, since it’s not something brought up in many social conversations? Evidently, it doesn’t just take a burden off your checkbook. According to a new study done by researchers […]
How Lenders View Personal Credit Scores
Applying for a home loan or even small business loan is stressful enough without the prospect of bad credit throwing a wrench into things. Without strong personal credit and business credit scores, you’ll probably get stuck with unfavorable terms — if you get a loan at all. In fact, more than half of small business […]
FHA loans and first-time homebuyers
Question: Are FHA loans only for first-time home buyers? Not at all. The Federal Housing Administration provides financing for low- and moderate-income buyers, but there is no maximum income for buyers or requirement that they are first-time buyers. FHA has become a useful choice for many buyers whose credit situation might make conventional financing more […]