Description:

HARP or Home Affordable Refinance Program states that there will be at least 175% LTV or loan-to-value ratios because of 125% LTV cap that was taken off. The unlimited loan only applies only to Fannie Mae loans.

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Your First-time Homebuyer’s Guide
House hunting is often described in terms of dating after seeing an online profile and exchanging a few emails. Then you meet the potential love interest at Starbucks and wonder if this is IT. Same thing if you’re a first-time homebuyer walking into a listing. That gleaming new kitchen can force your heart to pump […]
Novel Corona Virus (2019-nCoV) Prevention and Tips
The Novel Corona Virus is surely affecting almost everyone in the United States even those who are not sick. The mortgage industry starts to feel its effects when mortgage rates start to get lower last week. We would like to ask everyone to really keep safe, be vigilant and always maintain a healthy lifestyle. What […]
How does refinancing save homeowners money?
Question: How does refinancing save homeowners money? There are two categories of refinancing, “rate-and-term” and “cash-out.” Both can save you money. Categories of Refinancing The first type, rate-and-term, replace your existing loan with one that has a better rate and/or terms. You might replace an ARM or balloon loan with a fixed-rate loan, for example. […]